Benefits & Financial InclusionFoundation
Universal Credit: The Basics
A clear introduction to Universal Credit — how it works, who gets it, and what affects it for people experiencing homelessness.
20 min
Read module5 modules available
A clear introduction to Universal Credit — how it works, who gets it, and what affects it for people experiencing homelessness.
Understand Personal Independence Payment and disability benefits — current rates, eligibility and the assessment process.
Explore the debt options available to people in financial hardship — from DMPs and DROs to breathing space.
Understand financial exclusion — why some people are locked out of basic financial services and what can help.
Explore the HM Treasury Financial Inclusion Strategy (2025) and what it means for people experiencing homelessness.